Jadwal Sholat

Virus to blame for rise in throat cancer: study

(Reuters) - Cancer of the back of the mouth and throat is on the rise, primarily because of more cases stemming from a viral infection called human papillomavirus (HPV), according to a U.S. study.The number of people who were diagnosed with HPV-related oral cancer in 2004 was triple the number diagnosed in 1988 -- due largely, researchers suspect, to changes in sexual behavior that have helped spread the virus.HPV is a very common sexually transmitted infection that can cause genital warts and certain cancers, including of the cervix, anus and penis."The whole relationship between HPV-related head and neck cancer completely changes our ideas of who is at risk, how to treat the cancer, the prognostics of the cancer, and prevention," said Maura...

Journey of Life Steve Jobs

The gadget maestro Steve Jobs last breath Wednesday night local time. Many are inherited by this man in a rearing Apple. He will be remembered as the father of revolutionary iPhone that is able to break the market. Following Steve Jobs's life journey to the end, February 1955 - Born in San Francisco, California. Adopted by Paul and Clara Jobs, and has a sister named Patty. Jobs grew up in Northern California and from a small interested in electronics and gadgets, visible when spending time in the garage of his neighbor who worked at Hewlett-Packard, the electronics manufacturing company. 1972 - Graduated from High School (SMA). Then continued his studies at Reed College, Portland, Oregon. But two years later issue...

Three eggs a week Trigger Point Prostate Cancer?

This is just horrible and needs to be aware that  Consuming three eggs a week can increase the chances of men dying from prostate cancer. In addition, men who ate eggs in greater amounts are also generally not dieting, overweight, smoking, and rarely exercise.Experts in the United States revealed that men who ate eggs more than two and a half grains a week had a 81 percent higher chance of dying from prostate cancer.Disclosed that the possibility of damage to the body occurs due to the large amount of cholesterol or choline-nutrients that help the cells to function well-contained within the egg.According to the data, the average British man consumes 182 eggs per year or equal to 3.5 eggs per week.Until some time ago, the British...

Benefits of Soursop Fruit

Benefits of Soursop Fruit, whether it is fruit that is often underestimated health giving properties has not? In terms of taste, there is indeed no one denies that the very delicious and fresh made juice. Sour-sour sweet and fresh aroma.Maybe you think, this fruit is native Indonesia. But actually this useful plant originating from the Caribbean, Central America and South America. Imported by the Dutch East Indies colonial government to the archipelago, namely in the 19th century. Now, let's go back to the main topic, namely the Soursop fruit for health benefits. By taking we will have the benefit or efficacy as follows:...

Austin Police Department has issued their list of the most frequented bars for suspected DWI drivers

The Austin Police Department has released its annual compilation of  bars, clubs and restaurants that are most frequently named by motorists who are arrested for DWI.  Police use the information when deciding what areas of Austin to target their enforcement. Here’s the bar name, the address and the number of motorists who reported having their last drink at the locations for 200...

DWI Probation Program

San Antonio Express News ran a report last week of a Tarrant County DWI probation program called Felony Alcohol Intervention Project. It is designed for offenders with three or more DWIs.  This program these repeat offenders to accept a “plea bargain for a seven-year prison sentence that is probated to four years.  The goal of the program is to reduce the number of injuries and deaths from alcohol related accidents. Currently, there are 175 probationers with 10 graduates.  FAIP include the following requirements:-        10 days jail-        work 40 hours a week-        Driver’s license suspense for 6 months to a year-       ...

Changes in DWI Law in Texas

As of today, September 1, two new laws go into force that deal with DWIs in Texas.  Section 724.017 of the Transportation Code is now expended to allow more situations where police can do a forced blood draw without a warrant.  Mandatory warrantless blood draws are now allowed if a person is arrested for DWI, or BWI, the person refuses to submit to the taking of a specimen volutarily, and: 1) an individual other than the person arrested has suffered bodily injury and was transported to a hospital or other medical facility for medical treatment; 2) the person is arrested for DWI with a child passenger under 15; 3) the officer has reliable information that the person has been previously convicted of DWI two or more times; or 4) the officer has reliable...

DWI bills in the 82nd Legislature

In this session, like in previous one, some state legislators targeted drunk drivers but most of those proposals, seem to be going nowhere. Here are some of the bills and their status three weeks before the Legislature adjourns. . Bill Goal Status • SB 231 To revoke driving privileges of anyone with two convictions. In committee • HB 99 Third-degree felony for anyone with a previous conviction. House calendar • HB 101 A hotline to report suspected cases of impaired driving. In committee • HB 189 Mandating ignition interlock for any DWI conviction. Attached to other bill • HB 237 To mark driver’s license of anyone with a prior conviction. In committee • HB 3477 Ten-year driver’s license suspension after five convictions. To full House Fortunately, the Legislature seems distracted...

Jail for First Time DWI Doesn't Prevent A Subsequent DWI

  USA Today posted a good article about the fact that punishment for drunken driving among the states is inconsistent at best. Get arrested in Alaska, Tennessee or Georgia and you will face mandatory jail time for your first offense. These three states require mandatory sentences ranging from one to three days. Get arrested in California, Texas, Connecticut or Indiana and you won't face mandatory jail time for your first offense. In some states, like Wisconsin, first-offense DWIs aren’t even considered a criminal matter. It's a civil infraction that results in a ticket. So far, there are no punishment guidelines for the states. It is up to each State's Legislature to figure out what the punishment range should be. The article states that National research suggests...

DWI Dismissal Could Lead To Removal Of Ignition Interlock Device

Proving that the Wichita Falls Times Record News Online is just a little behind what most people would consider news, a few days ago they ran a story titled “First Offense May Require DWI Device”: Repeat drinking and driving offenders in Texas know the hassle that comes with the advanced charges, but soon, first-time offenders, too, could face a tougher crack down. Texas state legislation mandates that repeat offenders be ordered to have an ignition interlock installed on their vehicle as a condition of their bond. However, that could change soon, as legislators are looking at amending the law, making the interlock a requirement on the first offense.Actually, the legislative session is over, and I’m pretty sure House Bill 1110, which would have done just that, was left pending in committee,...

Term life insurance

Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments and/or conditions. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.Term life insurance is the original form of life insurance[citation needed] and can be contrasted to permanent life insurance such as whole life, universal life, and variable universal...

Auto Insurance

All too often, car owners don't know what their auto insurance policy covers and what is optional. Since cost is always a consideration, working with a Service Insurance agent to find just the right coverage is important. The calculations for premiums include factors such as the age of the car, your driving record as well as the number of cars owned by a family. But having the wrong coverage can prove to be more costly than getting the right options up front. Insurance can be confusing, but it doesn't need to be that way. We take the time to educate our customers, to truly evaluate their needs. As an independent agent, we provide a custom blend of options and prices from multiple insurance companies. This requires us to take more time up front, shopping around for the coverages...

structured settlements

Helping people with structured settlements since 1999. Whether you are an attorney who wants a certified structured settlement consultant to work on behalf of your client, or if you already have a structured settlement you are thinking about selling, feel free to contact us.  For new clients, we can refer you to a licensed consultant in your area. It is important for every claimant to have their own consultant who is independent from the liability insurer.  Otherwise, you will be relying on an adversary to handle a large financial transaction on your beha...

Legal Structure

The typical structured settlement arises and is structured as follows: An injured party (the claimant) settles a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides that, in exchange for the claimant's securing the dismissal of the lawsuit, the defendant (or, more commonly, its insurer) agrees to make a series of periodic payments over time.[8] The defendant, or the property/casualty insurance company, thus finds itself with a long-term payment obligation to the claimant. To fund this obligation, the property/casualty insurer generally takes one of two typical approaches: It either purchases an annuity from a life insurance company (an arrangement called a "buy and hold" case)...

Structured Settlements in the United States

The United States has enacted structured settlement laws and regulations at both the federal and state levels. Federal structured settlement laws include sections of the (federal) Internal Revenue Code.[5] State structured settlement laws include structured settlement protection statutes and periodic payment of judgment statutes. Forty-seven of the states have structured settlement protection acts created using a model promulgated by the National Conference of Insurance Legislations ("NCOIL"). Of the 47 states, 37 are based in whole or in part on the NCOIL model act. Medicaid and Medicare laws and regulations affect structured settlements. To preserve a claimant’s Medicare and Medicaid benefits, structured settlement payments may...

A world-renowned university

A world-renowned university UC Davis is one of the nation's top public-research universities, with a tradition of service to the region, nation and the world. UC Davis, which celebrated its centennial in 2008, is a pioneer in interdisciplinary problem-solving. Its four colleges, five professional schools, more than 100 academic majors and 86 graduate programs provide a comprehensive, rigorous and research-based learning environment for students, faculty and researchers. The 30,000-student university has its main campus in the Sacramento Valley, near the state capital and the San Francisco Bay Area. One of 10 campuses in the University of California system, UC Davis ranks 6th among U.S. universities based on contributions...

Stanford experts: how 9/11 has changed the world

Stanford experts: how 9/11 has changed the worldNever-ending war? A new "greatest generation?" A professor whose 3-year-old son is on the government's watchlist? Six Stanford experts talk about the world since that terrible day a decade ago. BY CYNTHIA HAVEN As we approach the 10th anniversary of the al-Qaeda attacks of Sept. 11, 2001, the Stanford News Service posed this question to a series of Stanford experts: "How has the world changed as a result of 9/11?" Their insightful answers are below. Robert CrewsRobert Crews, expert on Muslim networks   The most striking change has been the emergence in the United States of a garrison mentality. In the name of security, Washington embarked in 2001 on a course of open-ended war....

Top Schools for Accounting and Bookkeeping

Read on for useful career and educational information for those interested in entering the field of Accounting and Bookkeeping. This article includes some of the top Accounting and Bookkeeping schools and colleges. Training for Careers in Accounting and BookkeepingMany adults choose to pursue a business education each year. One reason may be the variety of specialties to choose from, such as Accounting and Bookkeeping. According to the U.S. Bureau of Labor Statistics (BLS), www.bls.gov, bookkeeping, accounting and auditing clerks held about two million jobs in 2002. Accountants and bookkeepers are in demand in all types of industry and at every level of government. Most accountants and bookkeepers employed in local...

List of 10 Universities Ranked Best in the World in 2011

Institut Teknologi Massachusetts (Massachusetts Institute of Technology atau MIT), adalah institusi riset swasta dan universitas yang terletak di kota Cambridge, Massachusetts tepat di seberang Sungai Charles dari distrik Back Bay di Boston, Amerika Serikat. MIT memiliki 5 sekolah dan satu kolese, mencakup 32 departemen yang mengkhususkan diri pada sains dan penelitian teknologi. 1. Massachusetts Institute of Technology Didirikan tahun 1861 sebagai respon atas kemajuan teknologi dan industri di Amerika pada saat itu, universitas ini mengadopsi universitas riset ala Eropa. MIT sekarang berdiri di atas tanah seluas 168 are yang dibuka 1916. Dalam kurun waktu 60 tahun belakangan ini, MIT telah mengembangkan cabang lain sepertimanajemen,...

Manfaat Dari Akuntansi

Ada Beberapa manfaat yang bisa di dapat dengan akuntasi. apalagi untuk setiap masing - masing bidang, diantaranya yang bisa saya jelaskan Manfaat bagi perusahaan 1.Manajemen merupakan pihak intern yang berkaitan langsung dan sangat memerlukan infomasi keuangan untuk melakukan pengendalian (controll), pengkoordinasian (coordination), dan perencanaan (planning). 2.Pihak ekstern yang mempunyai kaitan langsung dengan perusahaan, antara lain investor (pemilik), kreditor, pelanggan, karyawan, dan masyarakat. Mereka berkepentingan dengan informasi keuangan perusahaan dengan manfaat yang berbeda-beda, antara l...

Manajement Akuntansi

Akuntansi Manajemen atau Akuntansi Manajerial adalah sistem akuntansi yang berkaitan dengan ketentuan dan penggunaan informasi akuntansi untuk manajer atau manajemen dalam suatu organisasi dan untuk memberikan dasar kepada manajemen untuk membuat keputusan bisnis yang akan memungkinkan manajemen akan lebih siap dalam pengelolaan dan melakukan fungsi kontrol. Berbeda dengan Informasi Akuntansi keuangan, Informasi Akuntansi manajemen adalah...

Prinsip-Prinsip Akuntansi

Selain penerapan asumsi-asumsi dasar dalam praktek akuntansi, terdapat juga beberapa prinsip-prinsip yang perlu diperhatikan dan diterapkan. Seperti orang hidup yang harus memiliki prinsip, demikian juga dengan akuntansi. Adapun prinsip-prinsip akuntansi tersebut adalah: 1. Prinsip Biaya Historis (Historical Cost Principle) Prinsip ini menghendaki digunakannya harga perolehan dalam mencatat aktiva, utang, modal dan biaya. Misalkan, pada saat kita hendak membeli sebuah laptop, kita ditawari harga Rp 9.000.000,00, setelah proses tawar menawar berjalan kita membeli laptop tersebut dengan harga Rp 8.950.000,00. Dari kondisi di atas yang menjadi harga perolehan laptop kita adalah Rp 8.950.000,00, sehingga pada pencatatan kita yang muncul adalah angka Rp 8.950.000,00...

NERACA LAJUR

1. Pengertian Neraca Lajur Dalam akuntansi kita mengenal tiga proses kegiatan akuntansi yaitu: 1. Mencatat transaksi-transaksi dalam jurnal 2. Mempostsing dari jumal ke buku besar1 3. Menyusun neraca saldo Penyusunan neraca saldo biasanya dilakukan pada tiap-tiap akhir bulan atau pada akhir periode akuntasi. Saldo-saldo ini merupakan ringkasan dari akibat-akibat transaksi yang telah dicatat dalam suatu periode akuntansi. Seperti kita ketahui bahwa salah satu tujuan pembuatan neraca saldo adalah untuk mempersiapkan penyusunan laporan-laporan keuangan...

BELAJAR AKUNTANSI

Seringkali kita belajar akuntansi dimulai dari Debet dan Kredit tanpa tahu transaksi apa yang akan di debet dan di kredit, Untuk memahami konsep debet dan kredit sebaiknya dimulai dari ilustrasi transaksi sehari-hari pada diri sendiri. Untuk memahami konsep debet dan kredit, yang harus kita lakukan adalah : 1. Pertama-tama kita harus mengetahui bahwa transaksi dari akuntansi hanya melibatkan 5 (lima) unsur transaksi, yaitu Aset (harta), Kewajiban (utang), Ekuitas/Modal (capital), Pendapatan dan Biaya/Beban. Dalam memahami pengertian atau definisi atas kelima unsur transaksi tersebut, cobalah dengan menggunakan pengertian sendiri jika definisi atau pendapat yang dikemukakan dari para ahli dalam teori akuntansi cukup membingungkan. Untuk definisi...

Akuntansi Biaya

Akuntansi keuangan adalah bagian dari akuntansi yang berkaitan dengan penyiapan laporan keuangan untuk pihak luar, seperti pemegang saham, kreditor, pemasok, serta pemerintah. Prinsip utama yang dipakai dalam akuntansi keuangan adalah persamaan akuntansi (Aset = Liabilitas + Ekuitas). Akuntansi keuangan berhubungan dengan masalah pencatatan transaksi untuk suatu perusahaan atau organisasi dan penyusunan berbagai laporan berkala dari hasil pencatatan tersebut. Laporan ini yang disusun untuk kepentingan umum dan biasanya digunakan pemilik perusahaan untuk menilai prestasi manajer atau dipakai manajer sebagai pertanggungjawaban keuangan terhadap para pemegang saham...

Akuntansi dan Laporan Keuangan

Penyusunan dan Penyajian Laporan keuangan mengacu pada Standar Akuntansi Keuangan yang ditetapkan oleh Dewan Standar Akuntansi Keuangan-IAI. Saat ini, secara garis besar Standar Akuntansi Keuangan berisi 59 PSAK beserta Kerangka Dasar Penyusunan dan Penyajian Laporan Keuangan yang melandasinya dan 4 IPSAK. Standar Akuntansi Keuangan yang ditetapkan oleh IAI merupakan hasil adaptasi dari International Accounting Standards.    Pengadopsian Standar Akuntansi Internasional ke dalam Standar Akuntansi Keuangan oleh Dewan Standar Akuntansi Keuangan-Ikatan Akuntan Indonesia sebagai salah upaya harmonisasi dan dinamisasi praktik akuntansi keuangan internasional dalam usaha menjawab tantangan di era globalisasi.   ...

Organisasi Sebagai Sebuah Sistem Aktivitas

Tujuan Pembelajaran1.       Memahami bagaiman organisasi mendefinisikan tujuan tujuannya dan menggunakan sasaran-sasaran tersebut untuk mendefinisikan prioritas-prioritas operasi.2.       Menggambarkan keuntungan dari urutan-urutan aktivitas dalam rantai nilai3.       Menjelaskan bagaimana pengukuran kinerja membantu anggota organisasi memanage rantai nilai4.       Menjelaskan proses penurunan kos apabila organisasi berfokus pada kinerja aktivit...

Training, Other Qualifications, and Advancement

Most accountants and auditors need at least a bachelor's degree in accounting or a related field. Many accountants and auditors choose to obtain certification to help advance their careers, such as becoming a Certified Public Accountant (CPA). Education and training. Most accountant and auditor positions require at least a bachelor's degree in accounting or a related field. Some employers prefer applicants with a master's degree in accounting, or with a master's degree in business administration with a concentration in accounting. Some universities and colleges are now offering programs to prepare students to work in growing specialty professions such as internal auditing. Many professional associations offer continuing professional...

Nature of the Work

Accountants and auditors help to ensure that firms are run efficiently, public records kept accurately, and taxes paid properly and on time. They analyze and communicate financial information for various entities such as companies, individual clients, and Federal, State, and local governments. Beyond carrying out the fundamental tasks of the occupation—providing information to clients by preparing, analyzing, and verifying financial documents—many accountants also offer budget analysis, financial and investment planning, information technology consulting, and limited legal services. Specific job duties vary widely among the four major fields of accounting and auditing: public accounting, management accounting, government accounting,...

Sejarah

Akuntansi adalah pengukuran, penjabaran, atau pemberian kepastian mengenai informasi yang akan membantu manajer, investor, otoritas pajak dan pembuat keputusan lain untuk membuat alokasi sumber daya keputusan di dalam perusahaan, organisasi, dan lembaga pemerintah. Akuntansi adalah seni dalam mengukur, berkomunikasi dan menginterpretasikan aktivitas keuangan. Secara luas, akuntansi juga dikenal sebagai "bahasa bisnis".[1] Akuntansi bertujuan untuk menyiapkan suatu laporan keuangan yang akurat agar dapat dimanfaatkan oleh para manajer, pengambil kebijakan, dan pihak berkepentingan lainnya, seperti pemegang saham, kreditur, atau pemilik. Pencatatan harian yang terlibat dalam proses ini dikenal dengan istilah pembukuan. Akuntansi...

Laporan akuntansi

Akuntansi disebut sebagai bahasa bisnis karena merupakan suatu alat untuk menyampaikan informasi keuangan kepada pihak-pihak yang memerlukannya. Semakin baik kita mengerti bahasa tersebut, maka semakin baik pula keputusan kita, dan semakin baik kita di dalam mengelola keuangan. [2] Untuk menyampaikan informasi-informasi tersebut, maka digunakanlah laporan akuntansi atau yang dikenal sebagai laporan keuangan. Laporan keuangan suatu perusahaan biasanya terdiri atas empat jenis laporan, yaitu neraca, laporan laba rugi, laporan perubahan modal, dan laporan arus kas.[3]read more.....

Siklus Akuntansi

Untuk Membuat Laporan Keuangan, terdapat delapan langkah, yang dikenal dengan Siklus Akuntansi. kedelapan langkah tersebut adalah:[rujukan?] 1. Transaksi keuangan 2. Mencatat segala transaksi keuangan, berdasarkan bukti asli transaksi, dalam satu periode akuntansi 3. Membuat Jurnal Umum berdasarkan catatan no.2 4. Membuat Buku Besar 5. Membuat Jurnal Penyesuaian 6. Membuat Laporan Keuangan: Laporan Laba rugi, Neraca, dan Leporan Perubahan Modal 7. Membuat Jurnal Penutup 8. Membuat Neraca Saldo setelah penutu...

Kualifikasi dan regulasi di bidang akuntansi

Persyaratan untuk dapat masuk dalam profesi akuntansi berbeda di setiap negara. Amerika SerikatDi Amerika Serikat, akuntan yang berpraktik disebut Certified Public Accountant (CPA), Certified Internal Auditor (CIA) dan Certified Management Accountant (CMA). Perbedaan jenis sertifikasi adalah dalam hal jenis-jenis jasa yang ditawarkan, walaupun mungkin saja satu orang memiliki lebih dari satu sertifikat. Sebagai tambahan, banyak pekerjaan akuntansi dikerjakan oleh seseorang tanpa memiliki sertifikasi namun di bawah pengawasan seorang akuntan bersertifikat. read more.....

Kantor akuntan the Big Four

Kantor akuntan the Big Four merupakan kantor akuntan internasional terbesar di dunia yang terdiri dari: PricewaterhouseCoopers Deloitte Ernst & Young KPMG Kalau ditelusuri, sejarah keempat kantor akuntan terbesar tersebut berasal dari Eropa, yang sampai saat ini terbentuk dari serangkaian panjang penggabungan usaha. PricewaterhouseCoopers dan Deloitte didirikan di Inggris. Ernst & Young didirikan oleh seorang akuntan dari Skotlandia. KPMG merupakan produk gabungan dari dua kantor besar dari Belgia dan Belanda. Namun, karena pengaruh ekonomi Amerika Serikat yang sangat dominan, kantor-kantor cabang the Big Four yang berlokasi di Amerika Serikat selalu berhasil memperoleh penghasilan yang lebih besar dibanding dengan gabungan kantor-kantor cabangnya seluruh dunia. Sebelum terjadinya...

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